Your flexible financing opportunity
You need short-term liquidity, or want to seize some financial and investment opportunities without divesting any of your long-term invested assets. With a bank zweiplus securities loan, you can obtain a loan against a pledge of your assets in Swiss francs or any other tradable currency.
The maximum loan drawdown (utilization) is determined according to the amount of credit line as well as the value of the pledged assets in your portfolio.
You are free to design the structure of your securities loan and choose which type of loan best suits your needs.
- Financing based on a current account
- Financing based on a fixed advance
At the same time, you enjoy an array of advantages:
Cost-effective
Since your loan is secured by assets held in your portfolio, a securities loan constitutes an especially inexpensive financing opportunity.
Advantageous
You can overcome short-term financial shortfalls without touching your assets.
Flexible
You continue to enjoy the earnings and any voting rights from your pledged assets.
Download securities loans brochure
Reap rewards from a personal and individual consultation as well as from our attractive conditions.
Just give us a call, with no obligation: Telephone 00800 0800 55 55
(Monday to Friday from 08:30 to 19:00).
Investors bear the price risk, issuer risk and currency risk when trading in securities. They also benefit from gains due to rising prices, while the value of the pledged assets declines amid falling prices. Consequently, investors could be compelled to sell securities at the current low prices and/or obliged to provide additional assets as collateral (i.e. call for additional cover), in order to scale back any overrun of the credit line and/or restore the value of the pledged assets, or pay the interest charges on the loan. If the call for additional cover or repayment obligation is not immediately fulfilled, or special circumstances emerge (e.g. a plunge in prices on the market), the Bank may liquidate part or all of the assets pledged as collateral for the loan. Certain minimum coverage requirements apply to collateral pledged for securities loans.